Medical Insurance Plan

Careful planning is the key to making the most of your benefit opportunities. Our medical benefit provides you with the opportunity to choose what type of plan works best for you and your family.

Cigna Health Plan Benefits

Traditional and high deductible plans with HSA are offered with Cigna and their wide network of doctors, specialists, hospitals, and facilities.

debuctible
Deductibles

$750/$1500 Individual
$1500/$3000 Family

preventive
Preventive Care

Covered at 100% in network.

pharmacy
Pharmacy

$15 Generic
$30 Preferred Brand
$50 Non-preferred Brand

Health Savings Plan
  • A tax-advantaged Health Savings Account provides coverage for current health care expenses with the option to save for future health care expenses.
  • Combines a qualified high-deductible medical plan (medical/pharmacy coverage) with a Health Savings Account.
  • You can contribute to the Health Savings Account which is owned by you.
  • Money put in the Health Savings Account is generally not taxable*.
  • You have investment options with the Health Savings Account.
health savings plan
Flexible Spending Account
  • A tax-advantaged Flexible Savings Account provides coverage for current health care expenses.
  • You determine how much you want to contribute to cover your medical, dental, vision, and prescription expenses that you incur during the year.
  • Money put in the Health Savings Account is generally not taxable*.
  • The amount you set aside must be used for qualified expenses during the year or you will forfeit the balance.
flexible spending account

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